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A complete directory of all pages on CalculatorFree.

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Financial Calculators

  • 🏠
    Mortgage Calculator

    Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI). See the full amortization schedule.

    Financial
  • 📅
    Mortgage Amortization Calculator

    View the complete amortization schedule for any mortgage. See exactly how each payment is split between principal and interest, year by year.

    Financial
  • 🏡
    House Affordability Calculator

    Find out how much house you can afford based on your income, debts, and down payment. Uses the 28/36 DTI rule used by mortgage lenders.

    Financial
  • 🏢
    Rent Calculator

    Calculate your true total cost of renting including utilities, insurance, parking, and fees. See 10-year projections with annual rent increases.

    Financial
  • ⚖️
    Rent vs. Buy Calculator

    Compare the true financial cost of renting versus buying a home over time. Find your break-even year and net cost difference.

    Financial
  • 💰
    Loan Calculator

    Calculate monthly loan payments, total interest, and view a full amortization schedule for any loan amount.

    Financial
  • 🏘️
    Rental Property Calculator

    Analyze a rental property investment. Calculate monthly cash flow, cash-on-cash return, cap rate, and gross rent multiplier using real expenses.

    Financial
  • 📈
    Real Estate Calculator

    Calculate real estate ROI, home appreciation, equity growth, and total profit on a property sale. Includes optional rental income analysis.

    Financial
  • 🏛️
    FHA Loan Calculator

    Calculate FHA loan payments including upfront and annual Mortgage Insurance Premium (MIP). See the true monthly cost for low-down-payment buyers.

    Financial
  • 🎖️
    VA Mortgage Calculator

    Calculate VA loan payments and funding fee for veterans and active-duty service members. No PMI required — see how much you save vs a conventional loan.

    Financial
  • 🏦
    Home Equity Loan Calculator

    Calculate how much you can borrow against your home equity. See monthly payments, CLTV ratio, and total cost for a fixed-rate second mortgage.

    Financial
  • 🏗️
    HELOC Calculator

    Calculate your Home Equity Line of Credit limit, draw-period interest-only payments, and repayment-period P&I payments. See CLTV, max credit line, and total interest across both phases.

    Financial
  • 💵
    Down Payment Calculator

    Calculate how much you need for a down payment and closing costs. See PMI costs, loan-type minimums (FHA, VA, conventional), and a savings timeline to reach your goal.

    Financial
  • 🔄
    Refinance Calculator

    Find out if refinancing your mortgage makes sense. Compare monthly savings, break-even point, and lifetime interest savings against closing costs.

    Financial
  • 🏁
    Mortgage Payoff Calculator

    See how extra monthly payments or a lump sum can accelerate your mortgage payoff. Calculate interest saved and years cut from your loan term.

    Financial
  • 🇬🇧
    Mortgage Calculator UK

    UK mortgage calculator with Stamp Duty Land Tax (SDLT), LTV, repayment vs interest-only, and arrangement fees. First-time buyer and buy-to-let rates included.

    Financial

Fitness & Health Calculators

  • ⚖️
    BMI Calculator

    Calculate your Body Mass Index (BMI) using metric or imperial units. Get your weight category and healthy weight range.

    Fitness & Health
  • 🔥
    Calorie Calculator

    Calculate your daily calorie needs using the Mifflin-St Jeor formula. Find your BMR and TDEE for weight loss or gain.

    Fitness & Health

Math Calculators

  • 🎓
    GPA Calculator

    Calculate your weighted and unweighted GPA. Supports regular, honors, and AP/IB courses on a 4.0 scale.

    Math
  • 📊
    Percentage Calculator

    Calculate percentages instantly. Find what % of a number is, what percent one number is of another, or % change.

    Math

Lifestyle Calculators

  • 🎂
    Age Calculator

    Calculate your exact age in years, months, days, hours, and minutes. Find out how many days until your next birthday.

    Lifestyle
  • 🍽️
    Tip Calculator

    Calculate the tip amount and split the bill among multiple people. Works for any tip percentage.

    Lifestyle

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